Insurance
“Insurance is the safety net that lets us take risks with confidence, knowing that we are protected against life’s uncertainties.”
At KAB Professional, we recognize that insurance is an essential part of securing your financial future and protecting what matters most to you. Our comprehensive range of insurance services is designed to provide peace of mind for individuals and families, ensuring that you are prepared for life’s uncertainties.
Life Insurance Service
Life insurance is a critical tool for financial security, providing your loved ones with financial protection in the event of your passing. Our life insurance services include:
Customized Policies
We work with you to determine the right coverage amount and policy type, whether it's term life, whole life, or universal life insurance, to meet your specific needs.
Financial Planning
Our team helps you understand how life insurance fits into your overall financial plan, including estate planning and wealth transfer strategies.
Affordable Options
We offer a range of affordable life insurance options, ensuring that you can find a policy that fits within your budget while providing adequate protection.
Critical Illness Insurance Service
Critical illness insurance provides a financial safety net in the event you are diagnosed with a serious illness. Our critical illness services include:
Comprehensive Coverage
We offer policies that cover a range of critical conditions, such as heart attacks, strokes, and cancer, providing you with a lump sum benefit upon diagnosis.
Support During Tough Times
This insurance helps cover medical expenses, loss of income, and other costs associated with treatment, allowing you to focus on recovery without financial stress.
Tailored Plans
We help you choose a plan that aligns with your health history and financial needs, ensuring you have the right coverage when you need it most.
RRSP (Registered Retirement Savings Plans)
An RRSP is a powerful retirement savings tool that allows you to grow your investments tax-deferred until retirement. Our RRSP services include:
Personalized Investment Strategies
We work with you to create a customized RRSP investment plan that aligns with your retirement goals and risk tolerance.
Tax Benefits
Contributions to an RRSP are tax-deductible, which can reduce your taxable income and help you save for retirement while minimizing your tax burden.
Ongoing Management
Our team provides continuous support and guidance, helping you monitor your investments and adjust your strategy as needed to stay on track for retirement.
RESP (Registered Education Savings Plans)
An RESP is an excellent way to save for your children’s education, providing government grants and tax-deferred growth. Our RESP services include:
Education Planning
We help you establish an RESP that meets your savings goals for your child’s education, ensuring you’re prepared for rising tuition costs.
Government Grants
Our team will guide you through the various government grants available for RESPs, maximizing your savings potential.
Investment Options
We provide a variety of investment options within your RESP to help grow your savings effectively over time.
Super Visa/Visitors Insurance
If you’re welcoming family from abroad or traveling yourself, Super Visa and visitors insurance can provide essential coverage. Our services include:
Comprehensive Coverage Plans
We offer tailored insurance solutions for visitors to Canada, covering medical emergencies, trip cancellations, and more, ensuring peace of mind during their stay.
Super Visa Insurance Compliance
For those applying for a Super Visa, we ensure that you meet the required insurance coverage criteria, facilitating a smoother application process.
Travel Support
Our team is here to assist with any questions or concerns related to your travel insurance, ensuring you feel secure while traveling or hosting guests.